Physical benefits payment cards: The smart solution for your mixed workforce

Discover how Ben's physical payment cards break down barriers to benefits access, ensuring your entire workforce - from desk-based to deskless workers - can easily use their flexible spending allowances.

Product news

⋅ min read

Companies offering flexible spending allowances via Ben’s employee benefits platform can now provide physical (rather than digital) cards to employees in the US, EU and other markets. This opens up flexible allowances to every worker - whether they're desk-based, on the factory floor, or constantly on the move.

Why physical cards matter for your benefits strategy

While digital payment solutions are increasingly popular, the reality is that not every employee wants - or is able - to use them. For manufacturing, healthcare, retail and transportation workers who aren't desk-based, or for employees who simply prefer traditional payment methods, physical cards can make the difference between engaging with benefits or missing out entirely.

Deskless workers often feel they don't have the same access to technology as their desk-based colleagues. When it comes to benefits, this technology gap can create a two-tier workforce where some employees get full value from their benefits while others struggle to access them.

Breaking down barriers to benefits access

Physical benefits cards solve several key challenges:

  • They provide a familiar, accessible way for all employees to use their flexible spending allowance
  • They eliminate the need for smartphone or digital wallet access
  • They ensure equal benefits access across generational and technological divides
  • They demonstrate tangible investment in employee wellbeing - something workers can physically hold in their wallets

Simple for employees, effortless for HR

We've made it incredibly straightforward for your workforce to get started:

  • Employees can order their physical cards directly through the Ben platform
  • Cards can be shipped directly to employees across the US, EU and, UK and other countries
  • Either use Ben’s standard card art, or discuss custom branding options with our team
  • Full support is provided throughout the process

Meanwhile, HR teams retain complete oversight through Ben's centralised platform, with the same robust reporting and management tools available for both physical and digital cards.

The pioneer in flexible benefits gets more flexible

As the first employee benefits platform to introduce flexible spending allowances, we understand that true flexibility means meeting employees where they are. Our expansion of physical cards to US, EU and other markets represents our continued commitment to making benefits accessible to every employee, regardless of their role or technological preferences.

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