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Australia

G’day mate! Welcome to benefits in Australia

Brazil

Bem-vindo! Explore benefits in Brazil.

France

Bounjour! Discover benefits in France.

Germany

Hallo! Discover benefits in Germany.

Mexico

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Powitanie! Explore benefits in Poland.

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Hello! Discover benefits in the UK

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Ben is the trading name of Thanks Ben Ltd, a company registered in England and Wales (No. 12335851) with registered office at 9th Floor 107 Cheapside, London, United Kingdom, EC2V 6DN. Thanks Ben Ltd. is an appointed representative of Stubben Edge (Risk) Limited (FRN: 943286) which is authorised and regulated by the Financial Conduct Authority(“FCA”). Stubben Edge (Risk) Limited (No 09073942) is registered in England and Wales. Registered office: 9th Floor 107 Cheapside, London, United Kingdom, EC2V 6DN.For programmes operating in the United Kingdom, the Payment Account and Mastercard cards are issued by Paynetics UK, Company number 1248133, (via Paystratus Group Ltd, a Technical Provider of Paynetics UK). Paynetics UK is a wholly owned subsidiary of Paynetics AD with its registered address at 1st Floor, 18 Devonshire Row, London, England, EC2M 4RH. Paynetics UK is an electronic money institution authorised and regulated by the Financial Conduct Authority (firm reference number 942777) for the issuance of e-money and provision of payment services in the UK.For programmes operating in the European Union, the Payment account and Mastercard cards are issued by Paynetics AD (via Paystratus Group Ltd, a Technical Provider of Paynetics AD) with company address 76A James Bourchier Blvd, 1407 Sofia, Bulgaria, company registration number 131574695 and VAT BG131574695, pursuant to license by Mastercard International Incorporated and Bulgarian National Bank.For programmes operating in the European Union, the Payment account and Mastercard cards are issued by Paynetics AD (via Paystratus Group Ltd, a Technical Provider of Paynetics AD) with company address 76A James Bourchier Blvd, 1407 Sofia, Bulgaria, company registration number 131574695 and VAT BG131574695, pursuant to license by Mastercard International Incorporated and Bulgarian National Bank.To ensure your funds are safe Paynetics follow a process known as ‘safeguarding’ which is a regulatory requirement for all EMIs. In this process Paynetics keeps your money separate from its own money and place it in a safeguarding account with a Bank.Electronic Money issued is not covered by any Deposit Guarantee Scheme which is a government backed scheme offering protection to customers’ funds of up to €100,000 (£85,000 in the UK under the FSCS) per customer. However, in the event of an insolvency, your funds would remain in the safeguarded account at the designated Bank and separated from Paynetics’ accounts.In the event of Paynetics going out of business, an insolvency practitioner would be appointed to return the funds Paynetics has safeguarded to the customers. This means you would get most of your funds back, except for the costs deducted by the insolvency practitioner for returning the funds to the customers