Key person insurance

Safeguard your business in the instance that a key employee dies. 

What is Key person insurance?

Key person insurance is a type of cover that protects your company financially in the instance that a business-critical team member becomes terminally ill or dies. 

Key person insurance will help keep your business trading and policy proceeds are paid directly to the business to help safeguard against any loss of profit. 

Why should you offer key person insurance?

  • Your business will stay afloat even if a business critical employee dies. 
  • Financial support to fill the key person's role.
  • Proceeds paid directly to the business, so no complicated processes.

Why offer key person insurance through Ben?

Ben makes offering key person insurance easy. You'll work with a benefits consultant to help you determine if this is the right benefit for you and how it will fit in with your overall package. From there we'll help you find a provider at a preferred price through our global broker network.

Our onboarding team ensures all employees are set up properly, and with ongoing self serve enrolment, as well as automated provider communications. All admin work is taken care of for you, including if you offer various levels of coverage or dependent enrolment.

The Ben platform

Ben is easily the most engaged initiative we’ve ever had. It gets everything to everyone in different locations, and I can’t even tell you how much time it’s saved us.

Headshot of Fraser Hopper
Fraser Hopper,
Head of Operations at Chattermill

Join teams around the world getting 90%+ engagement with their benefits programmes

Get any benefit, in any country, and make it flexible, all without the painful admin. Budget-friendly. No hidden fees. No surprises.


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