Employee benefits & policies in Australia

Public health services

Private healthcare

Single cover from $1,300 (basic) to $4,000

(comprehensive)

Family cover from $2,700 (basic) to $9,200

(comprehensive)

Private plan: All staff and dependants covered at employer’s expense

Travel Insurance

Basic dental and vision covered by public health

Private dental and vision plan

Comprehensive medical plan

Required employer contribution 10%

Employer Choice or Group Superannuation

Selected provider plan

Market leading Super Fund with high levels of flexible insurance

Minimal covered by Superannuation plan - premiums are typically around 0.5% to 0.8% of salary

Private plan: 3x basic salary

Private plan: 4x basic salary

Minimal covered by Superannuation plan Private plan: premiums are typically around 0.5% to 0.8% of salary

75% of salary plus 10% of the superannuation benefit

2 or 5 year benefit period

Premium costs are typically between 0.8% and 1.2%

of payroll

75% salary plus 10% superannuation benefit with a 90-day wait and payment to age 65