A Brief Overview of Money Guided Offerings

Money Guided is a comprehensive employer funded financial wellness app designed to help employees better manage their personal finances and improve financial literacy. Money Guided allows you to connect and add your existing bank accounts, credit cards, savings, mortgages and insurance products in one easy-to-manage place. It then combines this with powerful spending analysis & planning tools, expert guides tailored to your needs and a unique commission passback model to help save you time, make money and achieve a greater sense of financial control and wellbeing.

The Main Benefits for Employees

For employees, Money Guided offers significant benefits, starting with personalised AI financial coaching. Each employee has access to Whatsapp based coaching sessions which provide guidance based on their specific financial situation and goals. This support allows employees to receive customised advice on managing debt, building savings, making investment decisions, or planning for retirement. 

Another key benefit is improved financial literacy. Money Guided offers a wide range of educational resources, including webinars, articles, and digital tools that help employees understand complex financial topics. From navigating pensions and investments to managing everyday expenses, these resources provide employees with the knowledge they need to make better financial decisions.

Money Guided also helps employees reduce financial stress. Financial worries are one of the leading causes of stress, and they can have a significant impact on mental health and work performance. By providing employees with tools and support to manage their financial challenges, Money Guided helps alleviate this stress, improving both personal well-being and focus at work.

Additionally, the app helps employees with long-term financial planning. Whether employees are saving for a home, planning for children’s education, or preparing for retirement, Money Guided provides actionable strategies to help them achieve these goals. With clear guidance on saving, investing, and planning, employees can feel more secure about their financial future.

The Main Benefits for Employers

For employers, offering Money Guided as part of an employee benefits package provides several advantages. First, it promotes employee well-being and engagement. Financial stress is a major distraction for employees, affecting their productivity and mental health. By helping employees manage their finances, Money Guided reduces this stress, leading to a more focused, motivated, and engaged workforce.

Money Guided also helps improve employee retention and job satisfaction. Offering financial wellness benefits demonstrates that the employer values the holistic well-being of its staff, which can lead to higher levels of employee loyalty and reduced turnover. 

The platform can also lead to increased productivity. Employees who have control over their finances are less likely to be distracted by personal financial concerns, allowing them to focus more on their work. This, in turn, leads to improved performance and efficiency in the workplace.

Additionally, Money Guided’s focus on financial literacy helps employees become more informed and confident in their financial decisions, which can indirectly contribute to lower long-term healthcare costs by reducing the mental health strain caused by financial stress.

Special Features to Highlight

• One of the standout features of Money Guided is its Whatsapp AI financial coaching. Employees receive one-on-one coaching tailored to their specific financial situation, ensuring that they get the advice and support they need to achieve their goals. 
• Money Guided is the only financial wellbeing solution on the market today that makes no money from the sale of financial products and is also proactive, rather than simply reactive or user led. This highlights their dedication to improving financial wellbeing.
• Another key feature is the platform’s educational focus. Money Guided provides employees with access to a library of educational materials, including webinars, articles, and how-to guides, which help them deepen their understanding of important financial topics. This focus on education ensures that employees not only receive advice but also develop the skills needed to maintain financial wellness long-term.

Conclusion

Money Guided provides a valuable resource for both employees and employers by offering personalised financial coaching, educational tools, and comprehensive support. For employees, the platform helps reduce financial stress, improve financial literacy, and achieve long-term financial goals. For employers, integrating Money Guided into their benefits package enhances employee well-being, increases productivity, and boosts retention.