
Statutory Requirement
- Government payments for old-age pension
- ZUS contributions of 19.52% (9.76% from employee, 9.76% from employer)
- Employers must provide a PPK with auto-enrolment for all employees
- Minimum 2% employee contribution
- Minimum 1.5% employer contribution

Market Median
- Employer PPK contribution between 2% and 3%

Market Leading
- Employer PPK contribution of 4%
- PPE offer with employer contribution exceeding 5%