• Government basic pension for people who have made National Insurance contributions throughout their career, calculated by years of service
• For private pensions, automatic enrolment
• Minimum 3% employer contribution
• Minimum 8% total contribution

• Automatic enrolment for eligible jobholders with an option to opt out
• 4% employer contribution
• 4% employee contribution

Either:

• 10%+ employer contribution with no employee contribution
• Employers match employee contributions above their own contribution level