Statutory Requirement
  • ACA essential health benefits mandate.
  • Penalty for companies with more than 50 employees that do not offer insurance.
  • COBRA extension for companies over 20 employees.
Market Median
  • Employer covers 80% of premium and 50 to 70% of family premiums.
  • Insurance covers 70 to 80% of costs after deductible.
  • Basic coverage.
Market Leading
  • Employer funded premium.
  • Insurance covers 90% of costs with no deductible.
  • Comprehensive coverage.